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Banking & Finance
At Ndwiga Law, we provide comprehensive legal services to both lenders and borrowers, offering clear, practical guidance across the full spectrum of banking and financial transactions. Our deep understanding of Kenya’s financial regulatory environment and market dynamics enables us to structure and secure complex deals with confidence. Whether you are financing a project, restructuring debt, or perfecting securities, we provide legally sound, commercially viable, and compliant solutions to support your financial goals.
Our services include:
01
Bank Security Documentation & Perfection
We prepare, review, and register security instruments such as legal charges, debentures, and guarantees. Our team ensures all documents are properly perfected with relevant registries, reducing risk exposure for lenders and offering clarity to borrowers on their obligations.
02
Syndicated Lending
We advise both lenders and borrowers in syndicated loan arrangements, preparing facility agreements and coordinating inter-lender terms. Our goal is to ensure regulatory compliance, protect stakeholder interests, and support the smooth execution of multi-party financing deals.
03
Project Finance
We support sponsors, developers, and lenders with the structuring and documentation of complex project finance deals. From risk allocation to financial close, we provide end-to-end legal support to ensure each project is compliant, bankable, and commercially sound.
04
Securities Audit
We carry out detailed audits of loan securities to verify document integrity, confirm registration, and assess enforceability. Our audits help institutions identify gaps, manage legal risks, and improve compliance with internal and external regulatory standards.
05
Debt Restructuring
We guide clients through financial restructuring processes, negotiating revised repayment terms and advising on statutory insolvency frameworks. Our services aim to preserve business continuity and protect stakeholder value during times of financial difficulty.
06
Asset Finance
We assist in structuring and documenting transactions for the purchase or leasing of tangible assets. This includes advising on hire purchase and leasing contracts, and ensuring security interests are properly registered to safeguard the rights of all parties.